# Blue Mountain Insurance --- ## Pages --- --- ## Posts --- # # Detailed Content ## Pages - Published: 2025-05-12 - Modified: 2025-05-12 - URL: https://www.bluemountainins.com/dawson-beutler/ Dawson Beutler I’m Dawson Beutler, an insurance specialist committed to providing personalized and reliable coverage solutions to help individuals and families protect what matters most. Since starting my career in 2020, I’ve focused on building strong relationships with my clients, offering expert guidance in navigating the complexities of insurance. As a proud father of two beautiful children, I understand the importance of securing a bright and safe future, and I’m dedicated to making the process as simple and clear as possible. Whether it’s health, life, home, auto, or business coverage, my goal is to ensure my clients feel confident and well-protected for the future. Get A QuoteHelpful Links --- - Published: 2025-05-12 - Modified: 2025-05-12 - URL: https://www.bluemountainins.com/karen-ramos/ Karen Ramos Hi, I’m Karen! I’ve been in the insurance industry since 2008, and I truly enjoy helping people find the right coverage to protect what matters most. I believe in treating everyone with integrity and compassion, guided by my faith in God. Outside of work, I’m passionate about sports and love spending quality time with my family. My goal is to make your insurance experience simple, friendly, and grounded in trust — just like chatting with a friend who cares. Get A QuoteHelpful Links --- - Published: 2025-05-12 - Modified: 2025-05-12 - URL: https://www.bluemountainins.com/gabby-orona/ Gabby Orona My name is Gabby and I am a new insurance agent in the area. I have been in the insurance industry for little over 7 years now, I'm a firm believer in understanding my clients' needs, not just selling policies. I take the time to build relationships and find the best solutions for their unique situation. I was born and raised in the state of Utah and outside of work, I love hanging out with my family whenever I can. Get A QuoteHelpful Links --- - Published: 2025-05-12 - Modified: 2025-05-12 - URL: https://www.bluemountainins.com/kat-ramos/ Kat Ramos Hello! I'm Kat Ramos, a dedicated licensed insurance agent with four years of experience in the industry. I'm also a licensed real estate agent and a notary public for the state of Utah. Born and raised in Chihuahua, Mexico, I am proud to speak Spanish, allowing me to connect with a diverse range of clients. I genuinely love what I do, as it gives me the opportunity to help clients navigate the complexities of insurance. My goal is to explain policies clearly so they can make informed decisions that best suit their needs. Outside of work, I enjoy spending time with my wonderful husband, our two beautiful children, and our two dogs. Together, we embrace life's adventures and cherish the moments we share as a family. Get A QuoteHelpful Links --- - Published: 2025-05-06 - Modified: 2025-05-12 - URL: https://www.bluemountainins.com/chris-burton/ Chris Burton Chris grew up in Southern California before moving to Provo, Utah, at 18 to study zoology at Brigham Young University. At 19, he paused his studies to serve a two-year mission for The Church of Jesus Christ of Latter-day Saints, an experience that deepened his faith and commitment to service. Returning to Provo, a chance walk home from class one morning led to a conversation with a pretty Southern girl headed the same way. A spark turned into a date, then a romance, and Chris and his wife married in 2000. Planning to return to California, Chris’s path changed when he founded Blue Mountain Insurance in Provo in 2003. The business flourished, as did his family. He and his wife welcomed a daughter, then triplets—two girls and a boy—and later twins—a boy and a girl, rooting them firmly in Utah. Living in the foothills of the Wasatch Mountains, Chris loves Provo’s outdoor Get A QuoteHelpful Links --- - Published: 2023-04-03 - Modified: 2023-04-04 - URL: https://www.bluemountainins.com/popups-for-quotes-and-scheduling/ (function { try{ var f = document. createElement("iframe"); f. src = 'https://forms. zohopublic. com/bminsurance/form/BasicCaptureForm/formperma/kPaZRo14OpLmmZY2tBQj1jMzkgL1SEme_tm6dWeD-7U? zf_rszfm=1'; f. style. border="none"; f. style. height="431px"; f. style. width="90%"; f. style. transition="all 0. 5s ease"; var d = document. getElementById("zf_div_kPaZRo14OpLmmZY2tBQj1jMzkgL1SEme_tm6dWeD-7U"); d. appendChild(f); window. addEventListener('message', function { var evntData = event. data; if( evntData && evntData. constructor == String ){ var zf_ifrm_data = evntData. split("|"); if ( zf_ifrm_data. length == 2 ) { var zf_perma = zf_ifrm_data; var zf_ifrm_ht_nw = ( parseInt(zf_ifrm_data, 10) + 15 ) + "px"; var iframe = document. getElementById("zf_div_kPaZRo14OpLmmZY2tBQj1jMzkgL1SEme_tm6dWeD-7U"). getElementsByTagName("iframe"); if ( (iframe. src). indexOf('formperma') > 0 && (iframe. src). indexOf(zf_perma) > 0 ) { var prevIframeHeight = iframe. style. height; if ( prevIframeHeight ! = zf_ifrm_ht_nw ) { iframe. style. height = zf_ifrm_ht_nw; } } } } }, false); }catch(e){} }); --- - Published: 2023-03-29 - Modified: 2024-07-22 - URL: https://www.bluemountainins.com/renters/ Renters Insurance Renters insurance is designed to protect tenants who rent apartments, houses, or other living spaces from financial loss. While landlords are typically required to insure the buildings they rent out, those policies do not cover the personal possessions of tenants. Renters insurance is an affordable way to protect your belongings. It offers protection to the tenant's belongings against damage, destruction, or theft. A policy typically covers losses in the event of fire, theft, vandalism, water damage, or any other natural disaster, including earthquakes and hurricanes. Depending on the policy, renters insurance may even extend outside the rental unit, covering items stolen or damaged while away from home, such as items stolen from a car. If a visitor is injured on the rental property or the tenant causes damage to someone else's property, the policy provides protection against lawsuits and medical expenses. Renters insurance can cover additional living expenses if the rental unit becomes uninhabitable due to a covered loss. It’s also helpful in covering medical expenses for anyone injured on the rental property. So What is Renters Insurance? Essentially it is protection for tenants renting residential properties. It's affordable cost and varying coverage options make tenants feel secure and confident that they can protect their belongings and financial interests. Get A Quote Today! Contact our insurance agents at Blue Mountain and let our independent agents help you compare policies from top-rated companies and get the best coverage at the best price. --- - Published: 2023-03-29 - Modified: 2024-07-22 - URL: https://www.bluemountainins.com/auto/ Auto Insurance Car insurance covers the cost of damages or losses incurred in the event of an accident, theft, or other unforeseen situations involving a car. It is important and required to have car insurance coverage for those who drive a car. Blue Mountain Insurance offers auto insurance and seeks to provide you with the best policy for your needs. Get a quote today and let our independent agents help you compare policies from top-rated companies and get the best coverage at the best price. Why Do I Need Car Insurance? Car insurance is an essential investment for anyone who plans to drive a car. The right policy can provide financial protection in the event of an accident or unforeseen situation. Insurance premiums for car insurance depend on several factors such as the driver’s age, driving history, location, and the make and model of the car being insured. It is best to discuss these factors with an agent in order to ensure you receive the best policy for your needs. IMPORTANT: When choosing car insurance, it is important to consider your budget and the level of coverage you need. Types of Car Insurance Policies Available:This coverage is typically the minimum requirement and covers damages and injuries caused to other people or their property in an accident where you are at fault. Collision covers the cost of repairing or replacing your car in the event of an accident, regardless of who is at fault. This is similar to collision coverage but... --- - Published: 2023-03-29 - Modified: 2024-07-22 - URL: https://www.bluemountainins.com/homeowners/ Homeowners Insurance Homeowners insurance helps protect your home, personal belongings, and other assets in the event of damage or loss due to unexpected events. It is designed to provide financial protection against natural disasters, theft, vandalism, and other types of damage or loss that may occur. What Does Homeowners Insurance Provide? A homeowner’s insurance policy typically consists of several components that provide different levels of coverage. The most common components of a policy include property damage coverage, personal liability coverage, and additional living expenses coverage. This coverage provides coverage for damage to your home and personal property caused by natural disasters, fire, theft, and other events. This coverage will typically pay for the cost of repairs or replacement up to the limit of your policy. This coverage provides protection against lawsuits and claims filed against you for injuries sustained by others while on your property. This coverage can help pay for legal fees and settlements if you are found liable for someone else's injuries. This provides coverage for the cost of living elsewhere while your home is being repaired or rebuilt. This coverage can help cover the cost of hotel stays, meals, and other expenses that you may incur while you are unable to live in your home. IMPORTANT! A homeowner’s insurance policy typically consists of several components that provide different levels of coverage. The most common components of a policy include property damage coverage, personal liability coverage, and additional living expenses coverage. Get A Quote Today! Blue Mountain Insurance... --- - Published: 2023-03-29 - Modified: 2024-07-22 - URL: https://www.bluemountainins.com/health/ Health Insurance Health insurance covers the costs associated with medical and surgical expenses of an individual. Health insurance plans are designed to offer financial protection against unexpected medical expenses so that individuals can access necessary medical care when they need it. There are several types of health insurance plans available to individuals, including indemnity plans, Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Point of Service (POS) plans. What Are The Different Plans? Each type of plan type differs in terms of coverage, cost, and flexibility. These plans allows the policyholder to choose their healthcare provider and the insurer reimburses them based on the services provided. These plans tend to have higher premiums and deductibles and require the policyholder to pay a percentage of the total cost of medical servicesThese require policyholders to choose a primary care physician who will act as the gatekeeper for all medical care. HMOs may have lower premiums and deductibles but they often have restricted provider networks. Similar to HMOs. However, they offer greater flexibility in terms of provider selection. Policyholders can see any doctor within the plan's network without a referral. These plans are a combination of HMOs and PPOs. Policyholders choose a primary care physician, but they also have the option to see out-of-network providers for a higher cost. Make Sure Your Covered! Without health insurance, many people would not be able to afford essential medical care like preventive check-ups, diagnostic tests, and medication. Health insurance can also help cover the cost... --- - Published: 2023-03-29 - Modified: 2024-07-22 - URL: https://www.bluemountainins.com/pet/ Pet Insurance Pet insurance provides coverage for veterinary treatments and medical expenses for pets in the event of an accident or illness. There are many different types of pet insurance policies available, offering varying levels of coverage and benefits. Pet insurance can provide peace of mind. Knowing that your pet is covered in case of an emergency can be comforting, especially if you have a particularly active or accident-prone pet. You can rest easy knowing that if something were to happen, you have the means to provide the care your pet needs. What Does Pet Insurance Do? This policies typically provide coverage for accidents, such as broken bones or injuries sustained in a car accident. This will cover conditions such as cancer, allergies, and chronic illnesses. This policy usually covers both accidents and illnesses. Should I Insure My Pet? One of the primary benefits of pet insurance is that it can help pet owners avoid large, unexpected vet bills. With pet insurance, you can ensure that you have the funds to cover these expenses without having to dip into your own savings. Another thing to concider when choosing a pet insurance policy is the reimbursement process. Most policies require pet owners to pay for veterinary services upfront and then submit a claim for reimbursement. Make sure that you understand the claims process and any requirements for submitting receipts or documentation. Pet insurance is a valuable investment for pet owners who want to ensure that their furry friends are protected from... --- - Published: 2023-03-29 - Modified: 2024-07-22 - URL: https://www.bluemountainins.com/business/ Business Insurance Business insurance is designed to protect businesses from financial loss in case of unexpected events. Business insurance is crucial for all types and sizes of businesses, as it provides financial protection against a range of risks and liabilities that can harm the company's operations or reputation. What Type Of Business Insurance Plans are Available? This covers any claims against a business that arise from accidents, injuries, property damage, or wrongful acts committed within the business premises. This covers damage to a business's physical assets, including buildings, equipment, inventory, and supplies. It also covers losses caused by fire, natural disasters, theft, and vandalism. This protects businesses from lawsuits arising from professional negligence or failure to provide adequate services. This insurance protects businesses from liability in case of data breaches, hacking, or other cyber attacks. It covers legal costs, notification expenses, and damages due to data loss or theft. Protect Your Business! Without proper business insurance coverage, a business may face significant financial loss in case of any unforeseen events, such as accidents, natural disasters, or legal action. It provides financial support for any damages, legal costs, or medical expenses associated with unexpected incidents. Before purchasing business insurance, a company needs to identify potential risks and liabilities that can impact its operations. This can include natural disasters, accidents, theft, and other legal liabilities. With the right type and amount of coverage, a business can mitigate potential risks and recover more quickly from unexpected events. Business insurance is an essential tool... --- - Published: 2023-03-29 - Modified: 2024-07-22 - URL: https://www.bluemountainins.com/business-auto/ Business Auto Insurance Business auto insurance is a type of policy that provides coverage for vehicles owned or used by a business. The policy is designed to protect the business from financial loss in case of an accident, theft or damage caused by a covered event. Business auto insurance is similar to personal auto insurance, but it is specifically tailored to cover commercial vehicles. What Does Business Auto Cover? A business's auto insurance policy typically covers damages to the vehicle, liability for injuries or property damage caused to others, and medical payments for the driver and passengers. It may also provide coverage for hired or leased vehicles, as well as any non-owned vehicles used for business purposes. This type of coverage provides protection in case the business vehicle is involved in an accident that causes damage to other vehicles or property, or if someone is injured. This type of coverage pays for damages that occur as a result of a collision with another vehicle or stationary object. Comprehensive coverage pays for damages that are not the result of a collision, such as theft, vandalism, or weather-related damage. Attention! Businesses can save money on their auto insurance premiums by taking certain precautions. For example, maintaining a good driving record, using anti-theft devices, or installing safety features such as airbags, can lower the cost of insurance. Make Sure Your Covered! Business auto insurance is an essential type of coverage for any business that owns or uses vehicles. By providing protection against financial... --- - Published: 2023-03-29 - Modified: 2024-07-22 - URL: https://www.bluemountainins.com/crumbl-franchise/ Franchise Insurance (Crumbl) Blue Mountain Insurance is the preferred insurance provider for Crumbl Franchising. The founder of our company, Chris Burton, owns and operates a few Crumbl locations. Since he knows first hand about Crumbl franchises he has helped to create policies specifically for Crumbl locations. As the company’s cookies grow in popularity and locations, we hope to help ensure those locations with our specialized franchise insurance policies. Why Do I Need Franchise Insurance? Franchise insurance is essential in ensuring that a franchisee’s investment is protected against various risks associated with running a business. There are different types of insurance policies that are marketed as franchise insurance. This provides coverage against claims that arise from injuries caused by your business operations or products. General liability insurance will pay for the legal expenses incurred in the lawsuit, including damages and medical bills. This insurance provides benefits to employees who suffer job-related injuries on the job. This provides coverage against damage to your franchise property, including the building and equipment within it. It protects against losses caused by fire, theft, vandalism, and natural disasters such as floods and earthquakes. This policy provides coverage to franchise vehicles used for business purposes. It covers damages caused by accidents, theft, and vandalism to company-owned vehicles. It also provides coverage against liability for third-party injuries and damages resulting from accidents. Crumbl requires the following coverage: $1,000,000 liability insurance $150,000 business personal property insurance (equipment) $1,000,000 workers compensation insurance Make Sure Your Covered! Franchise insurance is an... --- - Published: 2023-03-29 - Modified: 2024-07-22 - URL: https://www.bluemountainins.com/life/ Life Insurance Life insurance can cover various expenses such as funeral costs, mortgage payments, educational expenses, and other debts. It can provide a source of income to the family to maintain their standard of living. Life insurance can provide peace of mind and financial stability to the policyholder's family during difficult times. What Is Life Insurance? Life insurance is a contract between the policyholder and the insurance company, in which the company agrees to pay a sum of money to the beneficiaries of the policyholder upon his or her death. Life insurance provides financial protection to the family members of the policyholder in case of his or her untimely death. It is an important aspect of financial planning and helps in securing the future of loved ones. The policyholder pays a premium for a set term, usually 5-20 years, and if he or she dies within that term, the beneficiaries receive money. Term life insurance is usually the cheapest form of life insurance. Offers lifelong coverage while the premiums remain the same throughout the policyholder's life. Whole life insurance also has a cash value that accumulates over time and can be borrowed against or withdrawn. Offers more flexibility than whole life insurance as it allows the policyholder to adjust the premium payments and death benefit amount. Offers both death benefits and investment options. The policyholder has the option to invest the premiums in stocks, bonds, and mutual funds. Protect Your Loved Ones! Life is essential for individuals with children or... --- - Published: 2023-03-28 - Modified: 2025-05-13 - URL: https://www.bluemountainins.com/ Simple. Affordable. Complete. independent insurance agencyBlue Mountain Insurance has been providing superior commercial and individual policies at the best price for almost 20 years. We know that when you’re seeking insurance, getting coverage quickly is essential. We work to ensure your coverage is issued in a timely manner. Our goal is to find you quality coverage that best fits your needs and budget. (Franchise)We’re Your (Almost) 5 Star Insurance AgencyBlue Mountain Insurance has earned 4. 7 stars from our customers Here’s what they’re saying... Chris is the best. I had a very complicated situation with my business. He listened so that he understood the issue and then quickly came up with solutions that would help! He is knowledgeable and professional. I feel like he cares about what I’m facing! Super amazing job! I highly recommend him and his team! Chris at Blue Mountain Insurance went above and beyond to help us. We own a few Crumbl franchises. Chris has been thorough answering our questions and thoughtful with our concerns. He is quick to respond to phone calls and emails. I highly recommend this business for your insurance needs. They are incredibly helpful and kind! ! I love Blue Mountain Insurance! Chris was amazing at helping me find a similar Health Insurance plan that I had before letting it lapse last year. It was quick and easy! ! He compares plans and gives his rundown on the computer so you can see what he sees and goes over what’s similar on... --- --- --- ## Posts ---